The following are the main topics discussed, along with other
matters of interest to the audience that may arise.
• ODSP eligibility and benefits, increasing amounts from room and
board to shelter plus supplementary benefits. Exempt asset
arrangements.
• Using and back filing the disability and caregiver tax credits, the
disability child amount and the Canada Disability Child Benefit.
• RDSPs, contributions and accumulations, payments from RDSPs.
• Guardianship. Powers of Attorney from children and related issues.
• Wills and Henson trust arrangements, and use of additional trusts
for estate and tax planning purposes. Trustee ‘conflict of interest’
issues.
• Funding trusts with life insurance
• ‘Adult dependent survivor’ pensions for adult children with
disabilities, from OMERS, Teachers, OPG, and other pension plans
• RRSP rollovers to or for adult children with disabilities and ODSP
related issues.
• Life time benefits trusts to receive RRSPs for children as parallel
trusts
• Planned giving, bequests, charitable remainder gifts and
minimization of income on death from RRSPs